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Browse practical pieces on credit habits, consultation prep, score education, and consumer finance updates.

Published January 16, 2025

Holding Credit Reporting Companies Accountable for Junk Data

Consumer finance • Credit news • Credit reporting

Credit Sense Research Desk
Credit Sense Research Desk

Including junk data and mistakes on people's credit reports is against the law.

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Published December 5, 2024

CreditRepair.com and Lexington Law refund checks: What you need to know

Consumer finance • Credit news • Credit repair

Credit Sense Research Desk
Credit Sense Research Desk

Over 4 million consumers harmed by Lexington Law and CreditRepair.com’s illegal credit repair activities will receive refund checks beginning in December.

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Published September 24, 2024

CFPB launches public comment process for open banking standard setter recognition

Consumer finance • Credit news • Industry news

Credit Sense Research Desk
Credit Sense Research Desk

The public can submit comments on open banking standard-setter applications to ensure the development of fair and effective open banking standards that serve the interests of all stakeholders, especially consumers.

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Published August 26, 2024

What we're learning: Medical debt's impact on Alaska Native communities

Consumer finance • Credit news • Debt awareness

Credit Sense Research Desk
Credit Sense Research Desk

There is a disproportionate impact of medical debt on American Indian and Alaska Native consumers, in Alaska and across the United States.

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Published August 16, 2024

What Buy Now, Pay Later lenders are doing to be upfront with borrowers

Consumer finance • Credit news • Lending trends

Credit Sense Research Desk
Credit Sense Research Desk

The CFPB has received feedback on its BNPL interpretive rule and will now provide more clarity and guidance on company compliance and the benefits to consumers.

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