Pricing

First-time home buyers asked the right questions.

If you are wondering whether your score is good enough, how rates relate to credit, or what to do before applying, this page is a good place to start.

Recovered public pricing
4 plan groups

Choose from individual, duo, DIY mail-in, and inquiries-only options based on the kind of help you need.

Individual pricing

Compliance-based monthly plans for individuals

These plans are organized to make it easier to compare what fits your file and budget.

Basic Sense

Max 15 derogatory

$149/mo

+$100 enrollment fee

Average Sense

Max 30 derogatory

$179/mo

+$150 enrollment fee

Common Sense

Max 60 derogatory

$199/mo

+$200 enrollment fee

Duo pricing

Plans for any two people signing up together

Duo pricing is available for any two people signing up together, not just married couples.

Basic Sense Duo

Max 30 derogatory

$249/mo

+$150 enrollment fee

Average Sense Duo

Max 60 derogatory

$279/mo

+$200 enrollment fee

Common Sense Duo

Max 120 derogatory

$299/mo

+$300 enrollment fee

DIY mail-in pricing

Do-it-yourself compliance-based monthly plans

For customers who want a more self-directed path, there are three DIY tiers.

DIY Basic Sense

Max 15 derogatory

$100/mo

+$50 enrollment fee

DIY Average Sense

Max 30 derogatory

$149/mo

+$75 enrollment fee

DIY Common Sense

Max 60 derogatory

$179/mo

+$100 enrollment fee

Focused plan

Inquiries only

This option is designed for clients focused specifically on unlimited inquiry challenges.

Inquiries Only

Unlimited inquiries

$75/mo

+$65 enrollment fee

Credit repair payment structure

  • $25 consultation, including credit analysis
  • $2 to pull all three credit reports, plus a $29.99/month subscription mentioned in cache
  • One-time enrollment fee based on plan selected
  • Monthly fee based on plan selected after letters are generated
  • Special letters submitted for $25 per letter, per credit report

What you’ll get

  • Credit education
  • 3 bureau audit analysis
  • Customer service and support
  • Monthly updates
  • Credit building coaching
  • 24/7 client portal access
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